A term you'll meet in narrative structure.
A frame narrative (or "frame story") is a story that contains another story (or stories) within it. The outer narrative — the frame — sets up a situation in which a second narrative is told, usually by a character inside the frame. The technique is ancient and continues to be used by novelists who want the particular effects it makes possible.
A simple frame: a narrator tells us about meeting an old sailor who tells him a story. The sailor's story is the main content; the narrator's account of the meeting is the frame. The frame can be brief (a few opening pages and a brief closing) or substantial (occupying significant narrative time around the inner tale).
More elaborate frames can contain multiple nested stories — the frame contains a story that itself contains a story. The Thousand and One Nights is the classic example: Scheherazade tells stories to the king; the stories she tells often contain characters who themselves tell stories.
Frankenstein (Shelley, 1818) uses a triple frame. Walton's letters to his sister form the outermost frame; inside them, Victor Frankenstein tells his story; inside Victor's story, the creature tells his own. Each layer reframes what we think we know.
Wuthering Heights (Emily Brontë, 1847) is framed by Mr. Lockwood, an outsider, who hears most of the story from the housekeeper Nelly Dean. Both narrators are distinct presences with limited perspectives; the frame makes us aware that the violent passions of the inner story are being mediated by characters who don't fully understand them.
Heart of Darkness (Conrad, 1899) is told by an unnamed narrator on a boat in the Thames, recounting a story he heard from Marlow on that same boat. The double-distancing is crucial: the colonial horror of Marlow's story is filtered through Marlow's own troubled telling and then through the frame narrator's recollection.
The Turn of the Screw (James, 1898) opens with a group of guests at a country house. One of them reads a governess's manuscript aloud. The entire ghost story is, in effect, framed twice — and the frame creates the ambiguity that has fueled a century of arguments about whether the ghosts are real.
The frame is never decorative. When an author uses a frame narrative, the frame is doing interpretive work — controlling the reader's distance, raising the question of reliability, making the act of storytelling itself part of the subject. Skipping the frame in a discussion of Frankenstein or Heart of Darkness means missing some of the most sophisticated work the novel is doing.
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